Tag Archives: personal finance

Useful Tips from the IRS to Help Protect Your Identity

Posted on August 22, 2025 by FCA Admin

Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for … Continue reading →

Posted in consumer laws, education, personal finance, Taxes | Tagged , , , , | Comments Off on Useful Tips from the IRS to Help Protect Your Identity

Back to School Shopping on a budget

Posted on July 19, 2025 by FCA Admin

It’s back to school time and we are all on a budget.  How can you still get the clothes and supplies that you need without breaking the bank? Well, keep reading to find out how. ·         Separate wants from needs: … Continue reading →

Posted in personal finance, Savings | Tagged , , | Comments Off on Back to School Shopping on a budget

Keeping the New Year’s Resolution

Posted on May 28, 2025 by FCA Admin

The first quarter of the year is almost over.  And if you are like me, you haven’t been keeping your New Year’s Resolutions.  Of course we are all human and so far this year has been full of surprises and … Continue reading →

Posted in investing, personal finance, Savings | Tagged , | Comments Off on Keeping the New Year’s Resolution

Action Items for the New Year

Posted on February 20, 2025 by FCA Admin

I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year.  Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, … Continue reading →

Posted in credit cards, education, investing, personal finance, Savings | Tagged , , , | Comments Off on Action Items for the New Year

Start Smart in 2025

Posted on January 3, 2025 by FCA Admin

Let’s face it, 2024 had been a very challenging year for everyone regardless of income level.  As we prepare for 2025, let’s start planning now in order to avoid some of the financial pitfalls encountered in 2024. For example, have … Continue reading →

Posted in education, investing, personal finance, Savings | Tagged , | Comments Off on Start Smart in 2025

Top 6 Action Items for the New Year

Posted on December 10, 2024 by FCA Admin

As 2008 draws to a close, many are hopeful for significant changes in 2009.  Among these is a better economic outlook.  But what can you do now to make way for a better economic outlook?   Keep enough cash available.  … Continue reading →

Posted in personal finance | Tagged | Comments Off on Top 6 Action Items for the New Year

Check up on your charity

Posted on October 10, 2024 by FCA Admin

    These days you may receive several calls or mailings for making charitable donations.  Of course we all want to help out.  Money is very tight in this economy and no one wants to feel that they are being … Continue reading →

Posted in charity, personal finance | Tagged , | Comments Off on Check up on your charity

Get it in writing.

Posted on July 31, 2024 by FCA Admin

  Many people are now borrowing from family and friends due to the current economic crisis.   This new phenomenon known as social lending has increased significantly over the past year. However, many fail to document the loan.  This in turn … Continue reading →

Posted in loans | Tagged | Comments Off on Get it in writing.

Women need to save more for retirement

Posted on December 31, 2023 by FCA Admin

  I recently came across an article about why women should save more for retirement.  Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men.  And the longer … Continue reading →

Posted in education, investing, personal finance, Savings | Tagged , , | Comments Off on Women need to save more for retirement

How I saved money in college.

Posted on November 24, 2023 by FCA Admin

Ok. So it’s time to send your kids off to college.  With the economy being the way it is, we must always remember to save. But how do you save while attending college?  I’ll share some of my strategies with … Continue reading →

Posted in personal finance, Savings | Tagged , | Comments Off on How I saved money in college.