Tag Archives: credit card payment

What are your barriers to saving?

             I came across this great article on Americasaves.org.  Many people have difficulty saving for one reason or another.  In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses … Continue reading

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Useful Tips from the IRS to Help Protect Your Identity

Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for … Continue reading

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Debt and Senior Citizens

I recently read an article about the rising debt of senior citizens.  Senior citizens, I thought? Surprising, not really. Think about it. Senior citizens are on a fixed income unlike the younger generation. Their income does not keep up with … Continue reading

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Paying Debt versus Saving

During the current economic crisis, many people find themselves wondering whether it is more important to pay down debt versus building up a savings account balance.  Some of the top financial experts are recommending that people build up their savings … Continue reading

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Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009

President Obama signed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009.  The Act’s main purpose is to prevent credit card industry practices that significantly raise interest rates.  There are numerous provisions to this act.  Among the provisions … Continue reading

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Credit Card Relief in 2010

Imagine opening up your credit card statement only to see that your rate has increased substantially.  Well, this is the harsh reality that many Americans have been facing over the past couple of years.  But wait no more.  Recently the … Continue reading

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