Category Archives: personal finance

Useful Tips from the IRS to Help Protect Your Identity

Posted on August 22, 2025 by FCA Admin

Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for … Continue reading →

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Back to School Shopping on a budget

Posted on July 19, 2025 by FCA Admin

It’s back to school time and we are all on a budget.  How can you still get the clothes and supplies that you need without breaking the bank? Well, keep reading to find out how. ·         Separate wants from needs: … Continue reading →

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Picking the right Bank Account

Posted on June 10, 2025 by FCA Admin

There are several things to consider when selecting a bank account.  There are also several perks that many banks now offer.  Some of these include interest, free checking, student checking, and free gifts.  But what should you consider when shopping … Continue reading →

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Keeping the New Year’s Resolution

Posted on May 28, 2025 by FCA Admin

The first quarter of the year is almost over.  And if you are like me, you haven’t been keeping your New Year’s Resolutions.  Of course we are all human and so far this year has been full of surprises and … Continue reading →

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Six Tips for People Who Pay Estimated Taxes

Posted on March 7, 2025 by FCA Admin

Issue Number:    IRS Tax Tip 2012-65 Inside This Issue You may need to pay estimated taxes to the IRS during the year if you have income that is not subject to withholding. This depends on what you do for a living … Continue reading →

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Action Items for the New Year

Posted on February 20, 2025 by FCA Admin

I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year.  Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, … Continue reading →

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Start Smart in 2025

Posted on January 3, 2025 by FCA Admin

Let’s face it, 2024 had been a very challenging year for everyone regardless of income level.  As we prepare for 2025, let’s start planning now in order to avoid some of the financial pitfalls encountered in 2024. For example, have … Continue reading →

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Top 6 Action Items for the New Year

Posted on December 10, 2024 by FCA Admin

As 2008 draws to a close, many are hopeful for significant changes in 2009.  Among these is a better economic outlook.  But what can you do now to make way for a better economic outlook?   Keep enough cash available.  … Continue reading →

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Check up on your charity

Posted on October 10, 2024 by FCA Admin

    These days you may receive several calls or mailings for making charitable donations.  Of course we all want to help out.  Money is very tight in this economy and no one wants to feel that they are being … Continue reading →

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To transfer or not to transfer

Posted on September 10, 2024 by FCA Admin

Credit card balance transfers are very common.  We usually think we are getting a good deal if we are offered a zero percent APR balance transfer.  This is a great offer.  However, too often we fail to think about the … Continue reading →

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