Tag Archives: personal finance

Men vs. Women: Who is better at personal finances?

I was reading an article about personal finance regarding which sex is better at managing the finances.  The article mentioned that women are better at personal finance because we are more organized and pay more attention to detail.  Although in … Continue reading

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Save Money on Childcare

I just had to share this article.  Great advice for parents considering the current state of the economy. http://www.smartmoney.com/spending/deals/8-ways-to-save-money-responsibly-on-baby-care/     Don’t forget to follow us on Twitter: http:// twitter.com/1stCapAdvise    

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Debt and Senior Citizens

I recently read an article about the rising debt of senior citizens.  Senior citizens, I thought? Surprising, not really. Think about it. Senior citizens are on a fixed income unlike the younger generation. Their income does not keep up with … Continue reading

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What are you doing with your tax refund?

Now that tax season is officially over, those who are getting refunds are already making plans for their money.  But what about those that have no clue of what to do with their refunds?  Well here are some suggestions for … Continue reading

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The Return of Layaway

Do you remember when your mom would put that big purchase on layaway?  It seems like it was so long ago.  Not anymore.  In these tough economic times, many retailers are offering layaway as an option for many of their … Continue reading

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Additional Protection for US Consumers

President Obama wants to create the Consumer Financial Protection Agency.  The purpose of the agency is to protect consumer credit and their banking transactions.  Additionally, The Federal Reserve Bank will have the added responsibility of supervising large financial institutions and … Continue reading

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Students: Make the most of your summer job.

This summer, many students will be taking on summer jobs.  However, many are unaware of the tax consequences involved with employment.  Additionally, many students fail to establish a savings goal.  For example: 1. Form W-4, Employee’s Withholding Allowance Certificate must … Continue reading

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A New Way to Save

Many people have already discovered this great new way to save.  What is it you may ask?  Tax time is a great time to save because many people receive refunds.  In 2010 President Obama created the tax time Savings Bond … Continue reading

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National Protect Your Identity Week: October 17-23

The week of October 17th-23rd is designated as National Protect Your identity Week.  This week is geared towards educating the public about identity theft and how to protect yourself and the ones you love.    The website protectyouridnow.org  has several resources … Continue reading

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Earn extra dollars with InboxDollars.com

Nowadays you often hear about how bad the economy is.  Unemployment is high and everything costs more.  Many people are looking for alternative means of earning extra money. I recently came across a new website titled Inboxdollars.com.  This site provides … Continue reading

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