Category Archives: personal finance

IRS Seeks to Return $123.5 Million in Undeliverable Refunds to Taxpayers; IRS Reminds Taxpayers to Use E-file and Direct Deposit

Posted on November 9, 2009 by FCA Admin

Source: IR-2009-101, Nov. 5, 2009 WASHINGTON — The Internal Revenue Service is looking for taxpayers who are due to receive a combined $123.5 million in the form of 107,831 refund checks that were returned to the IRS by the U.S. … Continue reading →

Posted in personal finance, Taxes | Tagged , , | Comments Off on IRS Seeks to Return $123.5 Million in Undeliverable Refunds to Taxpayers; IRS Reminds Taxpayers to Use E-file and Direct Deposit

How to Avoid Foreclosure Rescue Scams

Posted on October 12, 2009 by FCA Admin

Many homeowners are struggling to keep their homes. Unfortunately, there are companies out there who promise to help but only have their own interests in mind.  I recently read this great article from Stretcher.com.  This is a great article which provides … Continue reading →

Posted in consumer laws, mortgage, personal finance | Tagged , , | Comments Off on How to Avoid Foreclosure Rescue Scams

Freebies and Savings Tips

Posted on September 20, 2009 by FCA Admin

During these difficult times, we are always looking for ways to save money.  I found two great articles with savings tips and more. The first is from Kiplinger’s and is a list of free, yes free items. The second is … Continue reading →

Posted in personal finance, Savings | Tagged , | Comments Off on Freebies and Savings Tips

Five Facts about the Making Work Pay Tax Credit

Posted on September 12, 2009 by FCA Admin

Working taxpayers may be eligible for the Making Work Pay tax credit, a significant tax provision of the American Recovery and Reinvestment Act of 2009. This tax credit means more take-home pay for millions of American workers. Here are five … Continue reading →

Posted in personal finance, Taxes | Tagged | Comments Off on Five Facts about the Making Work Pay Tax Credit

Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009

Posted on May 25, 2009 by FCA Admin

President Obama signed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009.  The Act’s main purpose is to prevent credit card industry practices that significantly raise interest rates.  There are numerous provisions to this act.  Among the provisions … Continue reading →

Posted in credit cards, personal finance | Tagged | Comments Off on Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009

What is Making Work Pay?

Posted on April 11, 2009 by FCA Admin

Making Work Pay is a new tax credit as part of the American Recovery and Reinvestment Act of 2009.  It will give taxpayers a refundable tax credit of up to $400 for single taxpayers and $800 for married taxpayers filing … Continue reading →

Posted in employment, personal finance, Taxes | Tagged , | Comments Off on What is Making Work Pay?

$200 Billion Consumer Credit Program

Posted on March 8, 2009 by FCA Admin

The Federal Reserve announced a new program called the Term Asset Backed Securities Loan Facility (TALF) to encourage business to extend credit to consumers and small businesses.  The program will allow the Federal Reserve to lend $200 billion to encourage … Continue reading →

Posted in personal finance | Tagged | Comments Off on $200 Billion Consumer Credit Program

Credit Card Relief in 2010

Posted on January 4, 2009 by FCA Admin

Imagine opening up your credit card statement only to see that your rate has increased substantially.  Well, this is the harsh reality that many Americans have been facing over the past couple of years.  But wait no more.  Recently the … Continue reading →

Posted in personal finance | Tagged | Comments Off on Credit Card Relief in 2010

What does the economic crisis mean to you?

Posted on December 8, 2008 by FCA Admin

Many people are wondering what strategies to employ during the current economic crisis.  My short answer to this is to save, save, and save some more.   Financial experts suggest having 6 months worth of living expenses saved up. For many, … Continue reading →

Posted in personal finance | Tagged | Comments Off on What does the economic crisis mean to you?