{"id":214,"date":"2025-05-28T15:42:33","date_gmt":"2025-05-28T20:42:33","guid":{"rendered":"http:\/\/www.fcallc.biz\/blog\/?p=214"},"modified":"2024-12-23T17:54:34","modified_gmt":"2024-12-23T22:54:34","slug":"keeping-the-new-years-resolution","status":"publish","type":"post","link":"https:\/\/www.fcallc.biz\/blog\/?p=214","title":{"rendered":"Keeping the New Year\u2019s Resolution"},"content":{"rendered":"<p>The first quarter of the year is almost over.\u00a0 And if you are like me, you haven\u2019t been keeping your New Year\u2019s Resolutions.\u00a0 Of course we are all human and so far this year has been full of surprises and challenges for the entire country.\u00a0 These challenges often force us to take our eyes off of our goals.\u00a0 But in order to be successful in life, it is important to try and refocus even if it means revising our goals.<\/p>\n<p>How do I refocus you might ask?\u00a0 The first thing I like to do is ask myself why I created the goal in the first place.\u00a0 Was it that important to me?\u00a0 Is the goal for myself or is it someone else\u2019s goal.\u00a0 Let\u2019s say that your goal was to stay within your budget.\u00a0 This is a personal goal and staying within your budget will be better for you financially.\u00a0 Therefore this is your own goal.\u00a0<\/p>\n<p>Another option is to revise your goal.\u00a0 Perhaps the goal was too broad.\u00a0 It can be helpful to revise the goal and break it down into smaller more achievable goals.\u00a0 If we use the budget example, you can try to break it down into smaller goals by first creating a list of all of your expenses.\u00a0 Then use an Excel spreadsheet to calculate the expenses and obtain a total.\u00a0 Another step would be to break out the expenses into categories such as variable and fixed expenses.<\/p>\n<p>Lastly, once you have revised your goal, go ahead and set a new goal. Perhaps you can give yourself a shorter deadline.\u00a0 Using the budget example again, we revised the goal to stay within my budget for the variable expenses and review my budget quarterly. This is our new goal.<\/p>\n<p>In summary, no matter what your goals were for 2010, do not lose sight of them because the first quarter of the year has been challenging.\u00a0 Revisit and refocus on your goals because the year is not yet over.\u00a0 There is always plenty of time to start over and make a fresh start.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The first quarter of the year is almost over.\u00a0 And if you are like me, you haven\u2019t been keeping your New Year\u2019s Resolutions.\u00a0 Of course we are all human and so far this year has been full of surprises and &hellip; <a href=\"https:\/\/www.fcallc.biz\/blog\/?p=214\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[40,41,4],"tags":[46,6],"class_list":["post-214","post","type-post","status-publish","format-standard","hentry","category-investing","category-personal-finance","category-savings","tag-education","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/posts\/214","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=214"}],"version-history":[{"count":1,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/posts\/214\/revisions"}],"predecessor-version":[{"id":215,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=\/wp\/v2\/posts\/214\/revisions\/215"}],"wp:attachment":[{"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=214"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=214"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fcallc.biz\/blog\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=214"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}