Should you date someone who makes more or less money than you do? This is a tough question because we can’t help who we end up falling in love with. But personal finances are a big part of any relationship and are a topic that we can’t avoid. I’ve been in situations where I earned [...]
It has often been said that a penny saved is a penny earned. This phrase has been passed down from generations. But sometimes it gets lost and not passed down from a parent to a child. But how do we teach our children to save? I learned from my frugal mom and from personal finance [...]
The first quarter of the year is almost over. And if you are like me, you haven’t been keeping your New Year’s Resolutions. Of course we are all human and so far this year has been full of surprises and challenges for the entire country. These challenges often force us to take our eyes off [...]
The tax filing deadline is only a month away. If you are like many Americans, you haven’t filed your taxes yet. But do not delay. April 15th will be here before you know it. What can you do now in order to stop procrastinating? Listed below are some quick tips to help you meet the [...]
Join First Capital Advisors along with several organizations across the county as we participate in America Saves Week, February 21 – 28, 2010. The purpose of America Saves Week is to encourage, individuals and families to set savings goals and to improve their financial goals and financial education. Several organizations across the country will be [...]
Within a few weeks, credit card companies will start verifying your income before they process your credit card applications. This will also apply for credit limit increases. The companies will go as far as asking for pay stubs and copies of your prior year tax return. Companies such as the major retailers are using [...]
I was reading an article about personal finance regarding which sex is better at managing the finances. The article mentioned that women are better at personal finance because we are more organized and pay more attention to detail. Although in many households, men are the bread winner, the husbands leave the budgeting and bill paying [...]
Experts agree that a family that budgets together stays together. Last month I had the opportunity to speak to a group of high school students during the Great American Teach In. My presentation was on personal finance for teens. Of course I asked them if they get involved with the family finances. Many said no. [...]
Do you remember when your mom would put that big purchase on layaway? It seems like it was so long ago. Not anymore. In these tough economic times, many retailers are offering layaway as an option for many of their customers. This makes it more flexible and will give customers the option of not paying [...]
Let’s face it, 2009 has been a very challenging year for everyone regardless of income level. As we near the end of 2009 and prepare for 2010, let’s start planning now in order to avoid some of the financial pitfalls encountered in 2009. For example, have you put off creating that emergency fund? Start [...]
