I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year. Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, this message bears repeating. As 2010 draws to a close, many are hopeful for significant [...]
The week of October 17th-23rd is designated as National Protect Your identity Week. This week is geared towards educating the public about identity theft and how to protect yourself and the ones you love. The website protectyouridnow.org has several resources that will help you with this endeavor. Other useful tips that you can follow include: [...]
Within a few weeks, credit card companies will start verifying your income before they process your credit card applications. This will also apply for credit limit increases. The companies will go as far as asking for pay stubs and copies of your prior year tax return. Companies such as the major retailers are using [...]
Are you in over your head in debt and looking for an informative way to manage and understand your debt? Then check out Bankrate.com’s debt management guide. The guide is available at http://www.bankrate.com/finance/debt/debt-management-guide.aspx. Within the guide, you’ll learn these valuable tips: · Where to get help for your debt. Of course the first thing you [...]
Your FICO score is one of the most important numbers that you must safeguard. Imagine having someone steal your identity. If not caught early, identity theft can lead to serious problems with your credit score. A year ago, I became a victim of identity theft. It happened so quickly that I did not have time [...]
