I recently came across an article about why women should save more for retirement. Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men. And the longer we live, the more we need in retirement savings. This means that it is important [...]
I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year. Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, this message bears repeating. As 2010 draws to a close, many are hopeful for significant [...]
Nowadays you often hear about how bad the economy is. Unemployment is high and everything costs more. Many people are looking for alternative means of earning extra money. I recently came across a new website titled Inboxdollars.com. This site provides individuals with an easy way to earn extra money. As an additional incentive, there is [...]
Should you date someone who makes more or less money than you do? This is a tough question because we can’t help who we end up falling in love with. But personal finances are a big part of any relationship and are a topic that we can’t avoid. I’ve been in situations where I earned [...]
It has often been said that a penny saved is a penny earned. This phrase has been passed down from generations. But sometimes it gets lost and not passed down from a parent to a child. But how do we teach our children to save? I learned from my frugal mom and from personal finance [...]
The first quarter of the year is almost over. And if you are like me, you haven’t been keeping your New Year’s Resolutions. Of course we are all human and so far this year has been full of surprises and challenges for the entire country. These challenges often force us to take our eyes off [...]
Join First Capital Advisors along with several organizations across the county as we participate in America Saves Week, February 21 – 28, 2010. The purpose of America Saves Week is to encourage, individuals and families to set savings goals and to improve their financial goals and financial education. Several organizations across the country will be [...]
I was reading an article about personal finance regarding which sex is better at managing the finances. The article mentioned that women are better at personal finance because we are more organized and pay more attention to detail. Although in many households, men are the bread winner, the husbands leave the budgeting and bill paying [...]
Experts agree that a family that budgets together stays together. Last month I had the opportunity to speak to a group of high school students during the Great American Teach In. My presentation was on personal finance for teens. Of course I asked them if they get involved with the family finances. Many said no. [...]
Do you remember when your mom would put that big purchase on layaway? It seems like it was so long ago. Not anymore. In these tough economic times, many retailers are offering layaway as an option for many of their customers. This makes it more flexible and will give customers the option of not paying [...]
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