Low to moderate income individuals still have a chance to take advantage of the savers credit for 2011. The savers credit is a great motivator for saving for retirement. Those who can claim the credit must meet the flowing criteria: • Married couples filing jointly with incomes up to $56,500 in 2011; • Heads of [...]
I recently read an article about what makes people feel rich. Immediately, I started to think about myself and my current financial situation. I am not a millionaire. I do not have rich parents and I have a 9 to 5 like most of the population. Sometimes my 9 to 5 feels like a 9 [...]
Many people have already discovered this great new way to save. What is it you may ask? Tax time is a great time to save because many people receive refunds. In 2010 President Obama created the tax time Savings Bond Program. The program gives tax payers the opportunity to put away part of their refunds [...]
I came across this great article on Americasaves.org. Many people have difficulty saving for one reason or another. In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses are listed below: Does the Cost of Living Keep You from Saving? Do You Find [...]
I recently came across an article about why women should save more for retirement. Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men. And the longer we live, the more we need in retirement savings. This means that it is important [...]
I wrote this blog two years ago as a means of encouraging readers to prepare for the New Year. Well, two years later, this message is still relevant as the times have not changed much from the prior years. Therefore, this message bears repeating. As 2010 draws to a close, many are hopeful for significant [...]
Have you ever wondered what government resources are out there? Well, don’t keep wondering, simply click and take advantage of these great resources. Mymoney.gov-This site provides a wealth of resources for businesses and individuals alike. Whether you are looking to educate yourself about personal finance or looking for financial management ideas for your business, this [...]
It has often been said that a penny saved is a penny earned. This phrase has been passed down from generations. But sometimes it gets lost and not passed down from a parent to a child. But how do we teach our children to save? I learned from my frugal mom and from personal finance [...]
The first quarter of the year is almost over. And if you are like me, you haven’t been keeping your New Year’s Resolutions. Of course we are all human and so far this year has been full of surprises and challenges for the entire country. These challenges often force us to take our eyes off [...]
Join First Capital Advisors along with several organizations across the county as we participate in America Saves Week, February 21 – 28, 2010. The purpose of America Saves Week is to encourage, individuals and families to set savings goals and to improve their financial goals and financial education. Several organizations across the country will be [...]
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