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Have you ever wondered what government resources are out there? Well, don’t keep wondering, simply click and take advantage of these great resources. Mymoney.gov-This site provides a wealth of resources for businesses and individuals alike. Whether you are looking to educate yourself about personal finance or looking for financial management ideas for your business, this is [...]
Within a few weeks, credit card companies will start verifying your income before they process your credit card applications. This will also apply for credit limit increases. The companies will go as far as asking for pay stubs and copies of your prior year tax return. Companies such as the major retailers are using another tool [...] Do you remember when your mom would put that big purchase on layaway? It seems like it was so long ago. Not anymore. In these tough economic times, many retailers are offering layaway as an option for many of their customers. This makes it more flexible and will give customers the option of not paying [...] I recently read an article about the rising debt of senior citizens. Senior citizens, I thought? Surprising, not really. Think about it. Senior citizens are on a fixed income unlike the younger generation. Their income does not keep up with the rising prices for food or [...] Are you in over your head in debt and looking for an informative way to manage and understand your debt? Then check out Bankrate.com’s debt management guide. The guide is available at http://www.bankrate.com/finance/debt/debt-management-guide.aspx. Within the guide, you’ll learn these valuable tips:
President Obama signed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009. The Act’s main purpose is to prevent credit card industry practices that significantly raise interest rates. There are numerous provisions to this act. Among the provisions are the following:
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